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Driving to Georgia
Car insurance for driving in Georgia with foreign plates
Check the price for your period, enter your vehicle and driver details, and we will arrange your e-policy before your trip.
Under Georgian law, the driver of a foreign-registered vehicle must insure their third-party liability for the whole stay in the country. The rule has applied since 1 March 2018.
TransitPay helps you arrange and pay for the policy, but is not an insurance company. Georgia’s compulsory insurance system is managed by the Compulsory Insurance Center.
Georgia’s law on compulsory insurance (Matsne) Check the current priceTransitPay
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Who needs this insurance
Insurance is mandatory for everyone entering Georgia in a foreign-registered vehicle: a car, truck, bus or motorcycle, or with a trailer. It does not matter which country you are from or how long you stay: the policy must be valid for the whole time. Even a one-day transit needs a policy, and the shortest period is 15 days.
Through TransitPay you can currently arrange a policy for a car, a truck or a trailer.
What the policy covers
The policy pays for harm you cause to other people and their property on Georgian roads. The limits are set by law:
- Life and health: up to GEL 30,000 per injured person and up to GEL 300,000 per accident
- Property: up to GEL 25,000 per injured party and up to GEL 50,000 per accident
Damage to your own vehicle is not covered. The law also excludes competitions and testing, transport of dangerous goods, military action, terrorism and force majeure.
How to choose the period
Policies are issued for 15, 30 or 90 days or for 1 year. Leave a margin: the policy must cover the whole time the vehicle is in Georgia, and an issued policy cannot be cancelled or refunded. If you visit Georgia often, a one-year policy saves you from arranging insurance before every trip. If your trip runs longer, arrange a new policy that starts right after the current one ends.
TransitPay
How to arrange insurance
Enter your details
Sign up or sign in, enter the vehicle and driver details and choose the policy start date.
Pay online
Check the final amount and pay. We will arrange your e-policy, and it will appear in your account.
TransitPay
What you will need
The application asks for details about the vehicle, the driver and the trip.
- Vehicle registration certificate: make, model, plate number, VIN or chassis number
- Driver’s passport
- Phone number or email
- Entry date and length of your trip
At the border and on the road
You do not need a paper policy: the electronic one has the same legal force. Keep it on your phone to show on request. At the checkpoint, police or customs officers remind drivers about the compulsory insurance. Driving without a policy can lead to a fine of GEL 100 to 200.
Guide: entering Georgia by carIf you have an accident
- Call 112 and report the accident to the Compulsory Insurance Center: +995 32 2 301111.
- Stay at the scene until the police arrive, unless someone needs urgent medical help.
- If an injured party makes a claim against you, tell the Center without delay.
- The injured party must file a claim within 60 calendar days.
FAQ
Frequently asked questions
I am only crossing Georgia in transit for one day. Do I need insurance?
Yes. The law requires insurance for the whole stay and makes no exception for short trips. The shortest policy period is 15 days.
Is my home country insurance or a Green Card valid in Georgia?
Georgian law requires every driver of a foreign-registered vehicle to insure their liability and makes no exception for policies from other countries. Get a Georgian policy before you enter.
Do I need to print the policy?
No. An electronic policy has the same legal force as a paper one. Keeping it on your phone is enough.
Does the policy cover damage to my car?
No. This is liability insurance: it covers harm you cause to other people and their property.
Which vehicles can I insure through TransitPay?
Foreign-registered cars, trucks and trailers. The calculator shows the available vehicle types and periods.
What is the fine for driving without insurance?
GEL 100 to 200. To avoid the risk, get your policy before you enter Georgia.
Can I arrange the policy in advance?
Yes. You choose the policy start date yourself, from today (Tbilisi time) onwards. It is best to arrange it a few days before your trip.
When will I get my policy?
After payment we arrange your policy, and the issued policy appears in your TransitPay account. You can follow its status in the app.
Continuing to Armenia?
Vehicles with foreign plates also need insurance in Armenia. You can arrange it in advance as well.
Car insurance for Armenia Guide: from Russia to Armenia by car through Georgia